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Louisiana Bankruptcy Chapter 7 Legal Questions

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1 legal question has been posted about bankruptcy chapter 7 by real users in Louisiana. Ask your question and dive into the knowledge of attorneys who handle your issue regularly. All topics and other states can be accessed in the dropdowns below.
Louisiana Bankruptcy Chapter 7 Questions & Legal Answers
Do you have any Louisiana Bankruptcy Chapter 7 questions and need some legal advice or guidance? Ask a Lawyer to get an answer or read through our 1 previously answered Louisiana Bankruptcy Chapter 7 questions.
Bankruptcy Chapter 7
Louisiana

Recent Legal Answers

Can I sell my car with no title? I filed a Ch. 7, and the car was a part of the bankruptcy and now they have it charged off and I have no title.

Answered 2 years and 4 months ago by attorney William G. Cherbonnier, Jr.   |   1 Answer
The finance company does NOT automatically lose its lien when a debtor files a bankruptcy case. Valid liens pass through and survive a Chapter 7 bankruptcy unless they are "avoided" (nullified) in an additional bankruptcy court proceeding. So although the Chapter 7 bankruptcy eliminated your personal obligation to pay back the finance company loan, the collateral that you put up in order to secure the loan (your vehicle) is STILL encumbered by the finance company lien unless the lien is cancelled by an order or a judgment signed by the bankruptcy judge. You cannot legally sell your vehicle without also tranferring the title to the new purchaser. The physical Certificate of Title is presumably being held by the finance company. It is unlikely that the finance company will give it to you out of the goodness of its heart. Talk to your bankruptcy attorney about this. You might have an additional problem if you are not maintaining full coverage auto insurance (including collision and comprehensive property damage coverage) on the vehicle.... Read More
The finance company does NOT automatically lose its lien when a debtor files a bankruptcy case. Valid liens pass through and survive a Chapter 7... Read More

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