QUESTION
After I got my Chapter 7 bankruptcy discharge can I get the title to my car?
Asked on Apr 26th, 2011 on Bankruptcy - California
More details to this question:
After I get my discharge can I get the title to my car? My loan lienholder doesn't want the car back but refuses to give me the title. I was willing to give it to them, but they don't want to go to the expense of coming to get it.
3 ANSWERS
Trusts & Estates Attorney serving Camarillo, CA
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Law Offices of Larry Webb
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Bankruptcy does not remove the lien. You have to negotiate with the lien holder. Ask your Bankruptcy attorney to give them a call.
Answered on May 01st, 2011 at 4:33 PM
Bankruptcy Attorney serving Concord, CA
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William Rubendall Attorney at Law
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The lender holds a security interest in the car until it is paid in full. Title remains with the lender until then.
Answered on Apr 29th, 2011 at 10:55 AM
Bankruptcy Attorney serving Hayward, CA
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Carballo Law Offices
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You cannot get the title unless you pay the loan. Just keep driving the car until the bank takes it back, if ever. Of course, you can always offer the bank a lump sum payment and maybe they will release the lien.
Answered on Apr 27th, 2011 at 7:51 AM