Are cars and houses save to keep during a chapter 7 bankruptcy

Both depend. But generally speaking with a secured debt (like a house or car) you can keep the property as long as you continue to make payments. If you can't continue to make payments, you can't keep the property. I however you have alot of equity in the the property, you may not be able to keep it. Georgia has strict limits regarding the amount of equity you get to keep. You should contact an attorney to determine the amount of equity you have in the property and if that equity can be protected in a bankruptcy.