Are we going to lose our house if I file for bankruptcy?

The best advice I can give you is to meet with an experienced BK lawyer. Some lawyers charge a small fee for a one hour meeting. Pay the fee and get your options. Now is not the time to skimp! You have too much to lose. Good luck!

Wow that's a heavy load to be carrying. Unfortunately, you cannot keep your house unless you can afford to pay for it. By eliminating the need to pay other debts, bankruptcy might free up more cash to let you make your mortgage payments. And by having no other debt beside your mortgage, bankruptcy could make you more likely to be eligible for a loan modification with a lower interest rate and smaller payments. But that is pie in the sky without details. You need to work with the most experienced bankruptcy attorney you can find to see what kinds of options are available to assist you.

You have to decide whether to file the bankruptcy first or the divorce. The bankruptcy would stay the divorce proceedings and a pending divorce would complicate the bankruptcy. If you aren't behind on your mortgage, you should not lose your house although more facts are needed to know for sure. I would suggest doing the divorce first if there is no urgency to the bankruptcy.

Seek counsel. It is impossible to answer your questions in the facts given.