bankruptcy on accident payment?

You can file any bankruptcy chapter that you are eligible for.  I believe the question you meant to ask is whether or not these particular debts are dischargeable in a bankruptcy case.  The answer to that depends on more specific information on those debts.   Were you intoxicated while driving your vehicle, or did you cause the wreck intentionally?  If so, then it is likely not dischargeable.  Otherwise, it probably is.  As for your other "bills", I don't have sufficient information to assess whether or not they are dischargeable. In general debts are dischargeable unless they are specifically excepted from discharge in the Bankruptcy Code.  Examples of such debts are those incurred through fraud, larceny, domestic support obligations, certain taxes, student loans, intentional injury, etc. You need to consult with a bankruptcy attorney in your area for more details. Mark J. Markus, Attorney at Law Handling exclusively bankruptcy law cases in California since 1991. http://www.bklaw.com/ bankruptcy blog: http://bklaw.com/bankruptcy-blog/ Follow Me on Twitter:  @bklawr