Bankruptcy Question

Credit unions are typically cross collateralized on their loans, so it is possible that your credit card is debt is secured by your vehicle.  All that really means, however, is that you would need to enter into a reaffirmation agreement (assuming you file a Chapter 7 case). What this does is take the vehicle out of the bankruptcy and obligate you to pay what is owed on it.  As long as you do that and stay current on the payments, then they cannot repossess the vehicle.  Of course, if you default on the payments, then you will owe the full balance and they can repossess.  So you need to decide how badly you want to keep this particular vehicle.