QUESTION
Can a credit collection place take the entire amount of your checking without notice?
Asked on Mar 03rd, 2017 on Bankruptcy - Oregon
More details to this question:
I owed an old medical bill to a credit company. They cleaned out my checking account and then of course my bank charged me big time fees on top of it. I received no notice in advance of this happening. Is this legal? How do I get my money back because I know they can't completely leave me with nothing at all? Not even the IRS does that.
1 ANSWER
1 Award
Yes, if they have a judgment, they can clean out your bank account. You can file a form called a "challenge to garnishment" to get back any funds in the account that were exempt. Call the collection company and ask them to provide you with a challenge to garnishment form and get it filed right away. They do not have to reimburse any bank fees.
Answered on May 23rd, 2017 at 9:09 AM