Typically, the collections agency or division of a hospital does have the right to garnish your wages if they were successful in obtaining a judgment against you for unpaid bills.
A garnishment is issued by a court after a judgment has been entered and not satisfied. The hospital, on its own cannot issue a garnishment for your wages.
Yes. Any creditor has sue you, get a judgment and then garnish your wages and/or bank accounts. Perhaps you should seek advice about bankruptcy. Please understand that filing for bankruptcy is a very complicated process. It is wise to talk to an experienced bankruptcy attorney before deciding to take this important step. Most Arizona bankruptcy attorneys offer a free consultation about the basics of bankruptcy.
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