QUESTION
Can a payday loan company file a felony summons?
Asked on Jul 19th, 2013 on Bankruptcy - North Carolina
More details to this question:
I took out a few payday loans and paid what I could on some. Now they are calling me with a felony summons. I did pay on one, but when I went to pay on it the number that I called was disconnected. I decided to stop because I find it kind of odd. So now I don't know if I should pay on it because I don't want to get screwed again.
2 ANSWERS
General Law Attorney serving Cherry Hill, NJ
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Mark S. Cherry, Attorney at Law, PC
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Not in New Jersey unless there was fraud involved. The collection agency may be violating Fair Debt Collection Practices.
Answered on Jul 19th, 2013 at 4:17 PM
Nonpayment of a loan is a civil matter. A creditor is not able to bring any criminal charge based on nonpayment of a loan.
Answered on Jul 19th, 2013 at 4:16 PM