Can a personal loan company take a disabled person to court and win their case?

Unfortunately, your disability may have no bearing on the obligation agreed to in the original note/contract. Some companies, such as a mortgage lender, do have special considerations for hardship including financial, medical, disability, etc. But this sounds like a small time/private lender. As for the debt itself, if you cant pay you cant pay. They have a right to collect and eventually sue, and may even get a judgment against you since there is likely no valid defense. But you have many protections under what are called "exemption rights" so you many of your assets will be protected, and they also cannot garnish your wages or arrest you. You may want to consult with an attorney to try and help negotiate it for you.

It does not sound like your disability would have any bearing on the company's ability to sue you. Depending on the nature of your assets and your income, they may not be able to collect on a judgment if they obtain one. There are good laws protecting consumers so if you are being pursued by a creditor or debt collector, you should contact an attorney right away. The responses provided on this site are intended for informational purposes only and should not be construed as providing legal advice regarding an individual situation. No attorney-client relationship is created between the reader and Kirk D Miller PS.

Yes they can.

You still have the debt, your disability is irrelevant.