Yes, a homestead may be foreclosed by an HOA. Florida's constitution provides several exceptions to homestead protection. Voluntary liens (ex. mortgage and HOA), mechanic's liens (ex. contractors who work on the home) and tax liens (ex. county tax collector) are the general exceptions to homestead protection. Home owners associations are able to foreclose because you agreed they could when you bought the home and agreed to the comply with HOA rules and regulations.
Answered on Mar 17th, 2017 at 7:16 AM