QUESTION
Can a wage garnishment be stopped without filing bankruptcy?
Asked on Apr 22nd, 2013 on Bankruptcy - Arizona
More details to this question:
Can a wage garnishment be stopped without filing bankruptcy?
11 ANSWERS
Voluntarily by the judgment creditor, sure.
Answered on Apr 30th, 2013 at 12:55 AM
No, you cannot force the judgment creditor from garnishing your wages unless you file for bankruptcy relief, or you pay the debt off in full.
Answered on Apr 25th, 2013 at 9:43 PM
Certainly, if you reach an agreement with the creditor to pay the debt outside of wage garnishment, or if your wages are exempt from garnishment, or if the court that granted the wage garnishment orders a stop to the garnishment.
Answered on Apr 24th, 2013 at 10:03 PM
Bankruptcy Chapter 7 Attorney serving Louisville, KY
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Thornhill & Holt, PLLC
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Not that I know of, unless you can work out an agreement with the creditor's attorney.
Answered on Apr 24th, 2013 at 2:23 PM
Bankruptcy Attorney serving Hampton, VA
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Haven Law Group, P.C.
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Usually not.
Answered on Apr 24th, 2013 at 2:23 PM
Bankruptcy Attorney serving Dallas, TX
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Polk & Associates
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There might be different ways to get it stopped depending on which different type of garnishment it is. One way of getting it stopped, just as an example, would be to pay off the underlying debt. If you no longer owe them any money, they have no reason to continue to garnish anything. However, bankruptcy is probably easier.
Answered on Apr 24th, 2013 at 2:22 PM
Deborah F. Bowinski
Occasionally you can work out voluntary payment arrangements with the attorneys representing your creditor but you really are at their mercy.
Answered on Apr 24th, 2013 at 2:22 PM
Appellate Attorney serving Grosse Pointe Farms, MI
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Musilli Brennan Associates, PLLC
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In Michigan, and most other states, it is possible to petition the court for installment payments and thereby stop the garnishment by placing some form of alternate meanings in place to satisfy the judgment eventually.
Answered on Apr 24th, 2013 at 2:21 PM
Yes. A wage garnishment can be stopped by filing a Motion for Modification with the applicable court and winning, or paying off the underlying debt.
Answered on Apr 24th, 2013 at 2:21 PM
Information provided doesn't create an attorney/client privilege nor constitute an offer of services and is only general responses to hypotheticals
Chapter 13 Bankruptcy Attorney serving Bloomington, MN
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Gregory J. Wald
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Wage garnishment can be stopped in Minnesota if your wages are exempt. They are exempt in Minnesota if you have been an inmate of a correctional facility or have received "relief based on need" within six months prior to the garnishment. You would need to complete a garnishment exemption form that should be sent to you ten days in advance of the garnishment. The only other way to stop wage garnishment in Minnesota would be to negotiate payment arrangements with the judgment creditor. Other states have different laws regarding wage garnishment.
Answered on Apr 24th, 2013 at 2:20 PM
Bankruptcy Attorney serving Phoenix, AZ
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Law Office of D. L. Drain, P.A.
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Yes, you can pay the obligation or negotiate a settlement with the creditor.
Answered on Apr 24th, 2013 at 2:19 PM