Eligibility to file bankruptcy varies depending on which Chapter you are filing and many other factors. Income is certainly one factor. In order to be eligible for a Chapter 7 case you must "pass" the means test and also the current income/expense test.
As far as your assets, you must include all your assets and all your debts in any bankruptcy case. Whether those assets would be at risk depends again on which Chapter you are filing, how much equity is in them, what exemptions you have under applicable law, and other factors.
The only way to determine your options, eligibility, risks and benefits is to have a consultation with an experienced bankruptcy attorney in your state. Most bankruptcy attorneys offer free initial consultations as do I.
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