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I have about $45k in equity in my home. In 2011 through my state dept of housing I got a principal reduction. The state placed a $20k deed of trust on my home in the 2nd position. I am selling my house so the $20k per the dot must be repaid in full. Can I avoid this lien? 2nd In 2014, My HOA got a judgment for $7950. but they are now saying it is $14k+ .Can I avoid this lien?
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Bankruptcy Attorney serving Phoenix, AZ
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Probably not to both. The HOA has a statutory lien on your home. The State has a consensual lien on your home.
Answered on May 04th, 2015 at 11:30 PM