can i change from chapter 13 to chapter 7 at any time and would it cause more to redo it

Yes, you can convert a Chapter 13 case to a Chapter 7 at any time.  There is nothing to "redo".  There is presently a $25.00 court filing fee to convert. Mark J. Markus, Attorney at Law Handling exclusively bankruptcy law cases in California since 1991. http://www.bklaw.com/ bankruptcy blog: http://bklaw.com/bankruptcy-blog/ Follow Me on Twitter:  @bklawr