In Kansas she could fight the Trustee on the matter using that proof. She would be considered to have an equitable interest to the extent she made the payments. It's not that way in every state, so it largely depends on your state's law. But yes, a Chapter 13 would be a way to potentially work something else out so the cars wouldn't be taken. If your lawyer cannot answer the questions about how conversion to a chapter 13 would address these issues, then you probably need to find an attorney who will take the case over and convert (if that is in fact the best thing).
Answered on Apr 21st, 2014 at 2:32 PM