You can discharge the debt in a Chapter 7 case, but the lien will remain against your property. So, if your property is sold at foreclosure or short sale and you owe a deficiency after the sale, you would not need to pay anything further if it is discharged in bankruptcy.
Mark J. Markus, Attorney at Law
Handling exclusively bankruptcy law cases in California since 1991.
http://www.bklaw.com/
bankruptcy blog: http://bklaw.com/bankruptcy-blog/
Follow Me on Twitter: @bklawr
Consumers can use this platform to pose legal questions to real lawyers and receive free insights.
Participating legal professionals get the opportunity to speak directly with people who may need their services, as well as enhance their standing in the Lawyers.com community.