Can I file bankrupcty on my gas & electric bills

The simple answer to your question is yes, you can file bankruptcy on your utility bills. But I would suggest if you're only build our utility bills that you find a way to pay them and do not discharge your utility bills. The reason for this if you ever file bankruptcy on any utility bills, all future utility services that you request, may require you to pay a substantial deposit before turning on your service. Considering the legal fees for filing bankruptcy are usually higher than those of utility bills as utility companies will shut off your service after certain minor time it seems that the best course of action would be to pay utility bills. But if you cannot afford to pay your utility bills, the answer to your question is yes you can discharge your utility bills under a chapter 7 bankruptcy   I have responded to your inquiry according to the laws of Massachusetts, where my firm is located. Laws can vary significantly from state to state and cases tend to be rather fact-specific, so you are best served by consulting with a knowledgeable attorney in weighing your options. Email messages/Online Correspondence are akin to conversations and do not reflect the level of analysis applied to formal legal opinions. Email/Online responses do not form an attorney-client relationship.    Joseph F. Botelho, Esq. BOTELHO LAW GROUP Attorneys At Law http://fallriverbankruptcyattorney.com/ 901 Eastern Ave.  Unit 2 Fall River, MA 02723  Office:  888-269-0688 FAX:    877-475-8147