can i file bankrupt and still stay n my home

Usually, but it depends on a number of different factors which you have not disclosed. Which chapter of bankruptcy are you filing?  In a Chapter 13 or Chapter 11 you can keep your home as long as you maintain and stay current with your ongoing mortgage and other payments due on the property. In a Chapter 7 case, you must do everything listed above, but if there is equity in your property, you might lose it if you don't have sufficient exemptions to cover the equity.  Exemptions are "protections" for value you have in certain assets such that they are "exempt" from collections.  Every state has different exemptions amounts available. Exemption laws are based on the state where you resided for the 2 years prior to filing your bankruptcy case or, if you lived in more than 1 state during that period, in the state where you resided for the greater part of the 180 days prior to that 2 year period. You need to have a consultation with an experienced bankruptcy attorney in your area for more details. Mark J. Markus, Attorney at LawCertified Bankruptcy Law Specialist--State Bar of California Board of Legal SpecializationHandling exclusively bankruptcy law cases in California since 1991.http://www.bklaw.com/bankruptcy blog: http://www.bklaw.com/bankruptcy-blog/Follow Me on Twitter:  @bklawr