QUESTION
Can I file chapter 13 or will it help my court fines which are in two states?
Asked on Aug 29th, 2016 on Bankruptcy - Colorado
More details to this question:
I owe over $20,000 in court fines. I'm wanting to consolidate them into one payment. Is there any way I can do this?
6 ANSWERS
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Ronald K. Nims
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As a nondischargeable debt, criminal fines can be paid in a Chapter 13, but only under certain conditions.
Answered on Sep 26th, 2016 at 5:34 AM
Bankruptcy won't discharge most governmental debts.
Answered on Sep 23rd, 2016 at 12:46 PM
You could do this by filing Chapter 13, but it might be a lot less expensive to borrow the money to repay these fines. Chapter 13 comes with a lot of fees that can substantially increase the cost to you.
Answered on Sep 23rd, 2016 at 12:46 PM
2 Awards
Yes, filing chapter 13 would be a great way to consolidate your payments.
Answered on Sep 23rd, 2016 at 12:46 PM
Yes, a chapter 13 is a good way to manage paying those fines. But it will cost you more money, between the attorney fees and the trustee taking a percentage of every payment. Therefore, it makes more economic sense if you have other debt you can discharge in the bankruptcy.
Answered on Sep 23rd, 2016 at 12:46 PM
They are not dischargeable in a BK. But you can do a Chapter 13, and pay those fines over 36 to 60 months.
Answered on Sep 23rd, 2016 at 12:45 PM