QUESTION
Can I file for bankruptcy to pay the bills I owe even if a judgement has been filed against me?
Asked on Feb 20th, 2013 on Bankruptcy - Florida
More details to this question:
Bill collectors are on my heels. A judgement has been filed and the car is booted for writ of execution. Can bankruptcy save me?
11 ANSWERS
Yes. A bankruptcy will immediately stop all collection efforts against you, at least temporarily, even if a judgment has been entered against you. It give you time to work things out.
Answered on Feb 26th, 2013 at 1:28 PM
Generally yes, but there are some exceptions. Talk with an attorney about the specifics before deciding whether or not to file.
Answered on Feb 26th, 2013 at 1:28 PM
Construction Litigation Attorney serving Mission Viejo, CA
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Law Office of Christian F. Paul
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The moment you file your bankruptcy petition, your creditors will have to quit dunning you and they all will have to submit their claims if allowed.? This includes people who have judgments against you, people you owe money to, and all other creditors. You should make an appointment to confer with a bankruptcy attorneymany give free consultationsand take with you all the documents requested so that the attorney can evaluate your case.
Answered on Feb 26th, 2013 at 2:31 AM
Bankruptcy Attorney serving Phoenix, AZ
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Law Office of D. L. Drain, P.A.
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Yes, but please understand that bankruptcy is a very complicated process. It is wise to talk to an experienced bankruptcy attorney before deciding to take this important step. Most Arizona bankruptcy attorneys offer a free consultation about the basics of bankruptcy.
Answered on Feb 25th, 2013 at 5:21 PM
Bankruptcy Attorney serving Livonia, MI
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Charles J. Schneider, P.C.
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Yes. You should consult an attorney.
Answered on Feb 25th, 2013 at 5:20 PM
Chapter 7 Bankruptcy Attorney serving Milwaukee, WI
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Law Offices of Deborah A. Stencel
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As long as you qualify for bankruptcy, you can file even if a judgment has been entered.
Answered on Feb 25th, 2013 at 12:51 PM
The fact that a judgment has already been entered wont prevent you from being able to eliminate your debts through bankruptcy. However, whether bankruptcy is the best solution for you, or indeed the only solution for you requires a thorough analysis of your financial situation. You must qualify financially to file bankruptcy and the requirement require a great deal of financial information, which is why an in person consultation with an experienced bankruptcy attorney can be so helpful.
Answered on Feb 25th, 2013 at 12:51 PM
Bankruptcy Law Attorney serving Livingston, NJ
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Law Office of Stuart M. Nachbar, P.C.
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Yes, a Bankruptcy can save you, and you will need to move quickly. Get your credit counseling done.
Answered on Feb 25th, 2013 at 12:49 PM
Estate Planning Attorney serving Wilmington, DE
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Reger Rizzo & Darnall, LLP
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It will place a stay on all legal filings and should stop the repossession, if not already accomplished. But anything you lose within the last 90 days must be returned if not already sold. However, if you cant pay your car loan, even if in bankruptcy they will file to lift the stay so they can take back the car at a later date.
Answered on Feb 25th, 2013 at 12:49 PM
Chapter 13 Bankruptcy Attorney serving Winston-Salem, NC
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Love and Dillenbeck Law
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Speak to a bankruptcy attorney; most give free consultations. It is impossible to determine your options without a thorough analysis of your situation.
Answered on Feb 25th, 2013 at 12:48 PM
Bankruptcy Attorney serving Plantation, FL
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Moffa & Breuer, PLLC
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It might be able to help, but you need a good attorney quickly!
Answered on Feb 25th, 2013 at 12:47 PM