Every lender has its own policies for how soon after a discharge they will make a new loan or grant credit. At a high-enough interest rate, you can find some entity to lend you the money you need fairly soon-but the interest rate will be sky-high. To fix your credit post-discharge, make it an absolute rule to pay every bill you receive, no matter how small, every month, without skipping any payments. In 24 months or so you will likely have improved your credit score enough to get a loan with standard interest rates.
Answered on Jun 13th, 2017 at 3:27 AM