If a civil suit has been filled against me but has not gone to court yet, can I include it in my bankruptsy that I am already in? The civil suit is from an old landlord.
There's reference to an "old landlord," which may imply an old (pre-bankruptcy or pre-petition) debt... or a non-spring-chicken landlord. The timing of incurrence of the underlying debt-not the filing of the creditor's lawsuit-is what's relevant. Pursuant to notice, it is illegal for a creditor on prepetition-debt to pursue further legal/adverse action, absent limited exceptions to the automatic stay, relief from stay, or a successful complaint for nondischargeability.
You need to list all claims against you on the date of filing. If this one got left off, it can be included if it is not too late and/or if it is a no asset case. Your attorney should be able to deal with this. It happens all the time.
If the debt was incurred pre-petition, it is part of the bankruptcy, regardless of when the suit was filed. Your attorney can help you amend your schedules to include the debt.
Have your lawyer file a Petition to Amend and pay the $26 amendment filing fee. As long as your 7 is not closed out, and the debt pre-dated the filing of your case, you can add it into your current case.
Yes. The lawsuit should have been included in your initial filing for bankruptcy as a disputed claim. You can amend the schedules and list of creditors to include notice to the former landlord.
As long as the alleged debt was incurred before you filed bankruptcy, the debt can be included in your case. In other words, it does not matter when the suit was filed but when the events that created the debt happened.
All debts, including current or potential lawsuits, must be included in your bankruptcy. Even those debts that you dispute. Make sure to contact competent counsel for advice.
Not only can you include a civil claim that has not gone to a lawsuit yet, you must include it, just like all other claims that may be against you at the time you file.
You should consult with a bankruptcy attorney about the specifics of your situation. As a general rule, most claims which might be brought by a former landlord, unless they involve some form of misrepresentation, can be discharged in bankruptcy - even if they have not been filed. Your bankruptcy attorney will handle providing notice to the former landlord. The landlord will have a right to question you at the creditor's meeting and may also file an objection to the discharge of his claim against you.
You are required to list, among other things, all of your debts in the Petition, which includes the debt owed to your former landlord. Once discharged, the debt cannot form the basis of any subsequent lawsuit.
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