Can I refuse to pay the bill from the specialist? If not, can I declare bankruptcy?
Asked on Jul 16th, 2013 on Bankruptcy - New Jersey
More details to this question:
I received a $400 bill from a specialist approved by medicare/medicaid and I never had to pay this much before. I have contacted the billing department before to correct and at times they did not. It is happening again. State law says I can't be harassed by bills.
The question cannot be answered without review of the bills and explanations of benefits. I would not recommend filing bankruptcy over a bill of that size.
Please understand that bankruptcy is a very complicated process. It is wise to talk to an experienced bankruptcy attorney before deciding to take this important step.
If that is your only debt, bankruptcy is probably overkill. They need to file a lawsuit against you to get a judgment. That is a good opportunity to negotiate.
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