QUESTION
Can my car get repossessed during chap 13? If so will my lawyers notify me first?
Asked on Sep 14th, 2012 on Bankruptcy - Michigan
More details to this question:
I am in chap 13 and a few months behind on my car payment. My car just got repossessed and I was not notified by anyone. I make payments to the trustee every week. What is going on here?
4 ANSWERS
Bankruptcy Attorney serving Livonia, MI
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Charles J. Schneider, P.C.
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The car loan creditor should have notified you. Contact your lawyer.
Answered on Sep 20th, 2012 at 3:58 PM
Appellate Attorney serving Grosse Pointe Farms, MI
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Musilli Brennan Associates, PLLC
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If you do not pay for the car it can be repossessed. Speak with your bankruptcy attorney.
Answered on Sep 20th, 2012 at 3:55 PM
To start with, anything can happen. If you have missed payments, they may have legal grounds to take the vehicle. Are your car payments included in your plan. Normally, in a 13, the creditor would need the court's permission to legally repossess.
Answered on Sep 20th, 2012 at 2:20 PM
Bankruptcy Attorney serving Hartland, MI
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Law Office of Doug Dern & Associates
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Not if you were paying outside plan . If you have a car loan and don't pay they can take. Don't try to blame your lawyer.
Answered on Sep 20th, 2012 at 2:18 PM