I was recently discharged from a chapter 7, my lawyer said he was unable to get a hold of my mortgage company so my loan never got reaffirmed, I have a good deal of equity in the home but do not want to sell it. I have been current and on time with every single payment and plan to remain current.
It is very important to talk to your attorney. It is unethical for any attorney to give you legal advice when you are presented by an attorney. I hope you are able to obtain the answer to your question.
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