Can payday loan collectors issue warrants?

To be legal, the payday lender has to either register with the state or make loans at the statutory rate of interest of 6%. It is not profitable for payday lenders to make loans in compliance with the law. Payday lenders who attempt to circumvent the law by charging excessive interest are usually overseas or tribal lenders. By suing you, the payday day lender would expose themselves to criminal sanctions. It's like a drug dealer suing you for the value of the drugs you bought but did not pay for. So a lawsuit or criminal charges are very unlikely and PA has no process like in NC of GA for companies to take out a criminal warrant. And don't believe the illegal lender. Neither civil nor criminal process works like that. I suggest that you contact the PA attorney general.