Can you convert from CHapter 7 to 13 to avoid losing assets?

Yes, you can convert to Chapter 13 assuming you are otherwise eligible for relief under Chapter 13. Chapter 13 has debt limitations of $383,175 for unsecured debt and $1,149,525 for secured debt. You must also have "regular" income to contribute towards a repayment plan. You will also have to pay out to your creditors at least as much as they would have gotten in the Chapter 7 case. You need to discuss your situation in detail with an experienced bankruptcy attorney in your area.  Chapter 13 is not a case you can successfully handle by yourself.  You have issues of fradulent transfers as well (on the vehicle), so that will need to be dealt with. Finally, the Chapter 7 Trustee may need to be compensated for the time and costs incurred thus far in your case, but an attorney in your area can explain that more fully. Mark Markus has been practicing exclusively bankruptcy law in California since 1991.  He is a bankruptcy attorney- Certified Specialist in Bankruptcy Law by the State Bar of California Board of Legal Specialization,  AV-Rated by martindale.com, and A+ rated by the Better Business Bureau.