You can always file bankruptcy as an individual. That isn't the issue. The issue is whether you can receive a discharge now. I you received a discharge in your prior Chapter 7 case, then you must wait 8 years from the date your prior case was filed before filing a new Chapter 7 case. Based on the facts you presented, you would need to wait until sometime in 2014.
Mark J. Markus, Attorney at LawCertified Bankruptcy Law Specialist--State Bar of CaliforniaHandling exclusively bankruptcy law cases in California since 1991.http://www.bklaw.com/bankruptcy blog: http://www.bklaw.com/bankruptcy-blog/Follow Me on Twitter: @bklawr
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