I had to file in 2004 due being declared total disabled. I am 76 years old, with Rheumatoid Arthritis my wife has over $40,000.00 in doctors bills. I still try to work part time to paid bills, but it is very difficult.
There is no limit to the number of times one can file bankruptcy (unless the Judge in a prior case BARS you from filing another one). The issue is whether you can receive a discharge in a subsequently filed case, and that depends on which chapter the prior case was and which chapter the new one is going to be.
In your case, you would be eligible to obtain a discharge in any bankruptcy chapter given the time that has elapsed since your prior case was filed.
For more details, see my prior bankruptcy timeline article.
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