QUESTION
Can you remove judgement off your record and credit record?
Asked on Apr 25th, 2013 on Bankruptcy - Florida
More details to this question:
I have a judgement on my public record and my credit report. Is there a way to remove them?
6 ANSWERS
Bankruptcy Attorney serving Phoenix, AZ
at
Law Office of D. L. Drain, P.A.
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After it is paid you can ask the creditor to release the judgment.
Answered on Apr 26th, 2013 at 12:19 AM
Debt Collection Attorney serving Chicago, IL
Partner at
Edelman, Combs, Latturner & Goodwin, LLC
2 Awards
A judgment that in fact exists cannot be removed from your credit record. If you pay or settle a debt that has been reduced to judgment, you have a right under Illinois law to have the judgment vacated and the case dismissed. At that point, the judgment could no longer be reported on your credit report, as it no longer exists.
Answered on Apr 25th, 2013 at 11:39 PM
Appellate Attorney serving Grosse Pointe Farms, MI
at
Musilli Brennan Associates, PLLC
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Generally not, but it is very helpful if, even though it is on the record, it can be noted as satisfied.
Answered on Apr 25th, 2013 at 9:49 PM
In Oregon a judgment is enforceable for 10 years, and can be renewed by the plaintiff for another 10 years. The credit reporting agencies do not have to remove it from your credit reports while the judgment is enforceable.
Answered on Apr 25th, 2013 at 9:39 PM
They will go away after 7 years.
Answered on Apr 25th, 2013 at 9:23 PM
Insurance Litigation Attorney serving St. Petersburg, FL
Partner at
Gallagher & Associates Law Firm, P.A.
3 Awards
If the judgment was legitimate, the only way you can remove it is to pay the underlying judgment amount to satisfy the judgment. If the judgment was the product of mistake, fraud or some other omission, it is possible to remove them from your record/credit report.
Answered on Apr 25th, 2013 at 9:18 PM