QUESTION
Can your wages be garnished for a defaulted student loan?
Asked on Oct 04th, 2012 on Bankruptcy - Florida
More details to this question:
I defaulted on student loans some company is threatening me with garnishment I was under the impression that garnishment in Florida can only be done by the IRS.
1 ANSWER
Criminal Defense Attorney serving Deltona, FL
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R. Jason de Groot, P.A.
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They would first have to file a suit against you and get a final judgment before they could garnish wages. Any judgment creditor can garnish wages, not just the IRS. But Florida has a head of family exemption which basically states that if you are the head of a family your wages cannot be garnished. In order to be a head of family you have to provide more than 50% for a child or other dependent. Your wages can be garnished by anyone who has a judgment against you. A collection agency who does not have a judgment cannot garnish your wages.
Answered on Oct 07th, 2012 at 1:03 PM