change from wage earner to chapter seven

You can convert to chapter 7 anytime you want, as long as you are otherwise eligible (meeting the income/means test criteria, haven't received a discharge in the past 8 years, and others). You should have a consultation with a bankruptcy attorney in your area to see if conversion is possible in your case. Los Angeles Bankruptcy Attorney Mark Markus has been practicing exclusively bankruptcy law in California since 1991.  He is a Certified Specialist in Bankruptcy Law by the State Bar of California Board of Legal Specialization,  AV-Rated by martindale.com, and A+ rated by the Better Business Bureau.