Chapter 13 and income

Yes, you can file Chapter 13 with any amount of regular income, so long as you can make a high enough monthly payment so your creditors receive as much as they would get in a Chapter 7 case, and those entitled to receive 100% payment will get that amount over the term of your plan (36-60 months).   Examples of debts required to be paid 100% are recent taxes, mortgage arrears, and any secured debts being paid in full during the plan term. You will need a bankruptcy attorney to successfully handle a Chapter 13 case, and they can give you more specifics on what your payment would likely be. Mark Markus has been practicing exclusively bankruptcy law in California since 1991.  He is a Certified Specialist in Bankruptcy Law by the State Bar of California Board of Legal Specialization,  AV-Rated by martindale.com, and A+ rated by the Better Business Bureau.