Asked on Aug 18th, 2012 on Bankruptcy - Mississippi
More details to this question:
I have been under chapter 13 bankruptcy for a year now. I am 23 and I am ready to start looking for an apartment in the next year or two since I still live with my parents. However I am worried that I will get rejected because of my credit and bankruptcy issues. I have been so depressed about it and I really don''t know what to do. Can you give me any advice?
You're depressed about something that hasn't happened yet. The simple truth is that you won't know what you can or cannot rent until you try. Yes, some landlords will not rent to you because of your credit, but some might. My article on renting after bankruptcy might be of some assistance to you.
It's somewhat trickier in your case since you are still in an active Chapter 13 bankruptcy case and incurring a rental expense will likely alter your plan payment in your Chapter 13, which may or may not be an issue depending on what debts you have and how you have structured your plan. You need to discuss this with your bankruptcy attorney.
Always try; don't give up before trying. Being defeated before attempting something has never succeeded historically.
Mark J. Markus, Attorney at LawCertified Bankruptcy Law Specialist--State Bar of California Board of Legal SpecializationHandling exclusively bankruptcy law cases in California since 1991.http://www.bklaw.com/bankruptcy blog: http://www.bklaw.com/bankruptcy-blog/Follow Me on Twitter: @bklawr
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