Chapter 13 to Chapter 7 to Chapter 13

Your facts are very convoluted so it's difficult to answer your question. From your facts it seems like you filed a Chapter 13, then a Chapter 7, and then another Chapter 13, but you received a discharge in the Chapter 7 case.  Or did you convert your first Chapter 13 to a Chapter 7, and then file another Chapter 13?  What happened with the 2nd Chapter 13 case? Also, debts are not reaffirmed in a Chapter 13, so when you say you were forced to reaffirm, that doesn't make sense. It's also not clear what "issues" you expect arising from the death of your ex-husband.  Did he pass away after your Chapter 7 case was filed?  Were you separated or divorced prior? These all make a difference in analyzing your situation. In any event, the time periods that have to run for obtaining a discharge in a subsequently filed bankruptcy case can be found here: https://www.bklaw.com/bankruptcy-blog/2012/11/time-between-filing-bankruptcy/ You can always file a bankruptcy case earlier than the times set forth therein, but you won't be able to receive a discharge, which may or may not be a problem, depending on what you're trying to accomplish in the subsequent bankruptcy case and what issues you're trying to remedy.