QUESTION
Could I still get a job if I file for bankruptcy?
Asked on Apr 21st, 2015 on Bankruptcy - California
More details to this question:
Will filing for bankruptcy hurt my chances for getting a job in the future? My finances are hurting but I'm worried about the long term cost-benefits. The job market is already terrible enough.
8 ANSWERS
Commercial & Bankruptcy Law Attorney serving Powell, OH
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Ronald K. Nims
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It is illegal to discriminate against you in employment because you filed bankruptcy. Sophisticated companies don't ask about bankruptcy to avoid the suspicion of discrimination.
Answered on Apr 22nd, 2015 at 5:59 AM
Deborah F. Bowinski
Filing a bankruptcy case should not have any effect upon your ability to find a job. In fact, if you have a poor credit score and do not take care of your debts in some way it might be much harder for you to find work than if you file for bankruptcy and then begin to rebuild your credit.
Answered on Apr 21st, 2015 at 7:07 PM
It depends on the job you apply for. Most employers don't do that sort of background check. But what would you rather show up on your credit report. A BK filing, or late pays, judgments, garnishments, etc..
Answered on Apr 21st, 2015 at 5:31 PM
bankruptcy Attorney serving Paul, ID
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Paul N. J. Ross Law, PLLC
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Yes. Typically filing for bankruptcy does not hurt your job prospects. It is rare that employers will know of your filing unless you have to do a credit check. Even then, your credit will be clear of debt for the most part which may assist. If they are just going off your credit score, that may be different though.
Answered on Apr 21st, 2015 at 5:30 PM
Most people that file bankruptcy have jobs, so having a job won?t prevent you from filling bankruptcy. Although many people worry that bankruptcy will prevent them from obtaining a job, I find that clients who haven?t worked for years end up getting hired right after their case is filed in bankruptcy court. Many employers do understand about the financial hardship that comes from unemployment ? would you really want to work for a company that judged you harshly for not having work?
Answered on Apr 21st, 2015 at 5:24 PM
Appellate Attorney serving Grosse Pointe Farms, MI
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Musilli Brennan Associates, PLLC
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It depends on the job you are seeking, some employers and positions will not hire a previously bankrupt. Either way, seek counsel BEFORE you act.
Answered on Apr 21st, 2015 at 2:59 PM
Bankruptcy Attorney serving Madison, WI
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Richard B. Jacobson & Associates, LLC
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The Bankruptcy Code contains a strong prohibition against job discrimination aimed at people who file bankruptcy. (11 U.S.C. sec. 525) It is against the law to refuse to hire you, or to deny you promotion or benefits, if the sole reason for doing so is that you have filed bankruptcy or discharged a particular debt. My experience is that such discrimination is a very rare thing but I could not guaranty that it would not happen in a particular case. If an employer does any kind of credit check, he, she, or it would discover the bankruptcy. But you do have some protection. Good Luck.
Answered on Apr 21st, 2015 at 2:43 PM
Complex Litigation Attorney serving Costa Mesa, CA
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Thomas Vogele & Associates, APC
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When you file a petition for bankruptcy, either under Chapter 7, 11 or 13, the only persons who receive notice of the filing are your creditors. That said, it is a matter of public record so if a prospective employer finds out you filed it can get a copy of the petition from the Court's website. Sadly, many employers consider a person's creditworthiness as a factor in hiring or promotion, so keep that in mind as you decide what to do. Please make sure you speak with a qualified bankruptcy lawyer and ask lots of questions. You can receive referrals from your local bar association or from the Court's pro bono program. Good luck!
Answered on Apr 21st, 2015 at 2:06 PM