It's not clear if you have filed a joint case with your husband or not (since in ch. 13 cases a co-obligor is protected by the stay as well as the main debtor). If you are in a joint case (which is generally the best way to do it) then the discharge will protect both of you. If you are not a joint filer with him, and you live in a marital property or community property state, it is hard for creditors to try to collect from you, but not impossible. However most creditors are not sufficiently motivated to try, especially if you invoke the protections of sections 524 and 541 of the Bankruptcy Code. If you do not live in a marital property state, creditors could pursue you if you do not get your own bankruptcy discharge. Best bet: consult an experienced bankruptcy lawyer in your jurisdiction. It may be that you or your husband or both of you already have a lawyer. If so, ask him or her your question in detail. If you do not have a lawyer, it's usually worth it to retain one.
Answered on Jul 01st, 2015 at 10:48 AM