You may always dismiss a Chapter 13 case on your own motion. The more important issue is whether you are eligible to file Chapter 7 and receive a discharge at this time. For most people in Chapter 13, a discharge will not happen until you have made payments for 5 years. You need to also understand that some debts can be eliminated only in Chapter 13 and will not be discharged by refilling a Chapter 7 case. You also should understand that another option may be to CONVERT your existing Chapter 13 to a Chapter 7 case. Alas, without a complete analysis of facts that you cannot provide in an online question, no one can say whether this proposal you make is any good.
Answered on Oct 12th, 2016 at 6:14 PM