QUESTION
Do I have to include all of my bills if I file for bankruptcy?
Asked on Mar 07th, 2012 on Bankruptcy - Michigan
More details to this question:
If I file for bankruptcy do I have include all of my bills?
26 ANSWERS
Yes.
Answered on May 30th, 2013 at 8:45 PM
Yes.
Answered on May 30th, 2013 at 8:45 PM
Bankruptcy Attorney serving Livonia, MI
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Charles J. Schneider, P.C.
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Yes.
Answered on May 30th, 2013 at 8:43 PM
Daniel James Wilson
Yes.
Answered on May 30th, 2013 at 8:38 PM
Bankruptcy Attorney serving Hampton, VA
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Haven Law Group, P.C.
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Yes.
Answered on May 30th, 2013 at 8:31 PM
Bankruptcy Attorney serving Concord, CA
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William Rubendall Attorney at Law
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All assets and all debts must be listed in a bankruptcy.
Answered on Mar 09th, 2012 at 2:38 PM
Business Bankruptcy Attorney serving Raleigh, NC
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J.M. Cook, P.A.
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Yes, you must include all your bills and all your assets. Failure to do so is a federal crime punishable by imprisonment.
Answered on Mar 09th, 2012 at 12:29 PM
Glen Edward Ashman
The failure to include every bill (and every asset) is grounds to deny a discharge. It is also perjury, and you can go to prison for 5 years and be fined $250,000.
Answered on Mar 09th, 2012 at 7:04 AM
Bankruptcy Attorney serving Buford, GA
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Kenneth A. Parker, PC
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YES. It is very important that you list all of your debts and assets.
Answered on Mar 09th, 2012 at 6:49 AM
William P. Turner
Yes, you must list all of your debts when your file bankruptcy, even though some debts may be non-dischargeable such that you will still owe them after the bankruptcy.
Answered on Mar 09th, 2012 at 6:37 AM
Commercial Bankruptcy Attorney serving Davie, FL
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Law Office of Jeffrey Solomon
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You are signing under oath and must list all creditors, though items such as mortgages and cars you will still pay if you want to retain the asset.
Answered on Mar 09th, 2012 at 5:42 AM
Bankruptcy Attorney serving Overland Park, KS
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The Smalley Law Firm, LLC
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Yes, all creditors need to be included.
Answered on Mar 09th, 2012 at 4:51 AM
2 Awards
Yes, you are required to list all assets and all debts in a bankruptcy petition.
Answered on Mar 08th, 2012 at 10:40 PM
judith runyon
YES
Answered on Mar 08th, 2012 at 10:08 PM
Chapter 7 Bankruptcy Attorney serving Lisle, IL
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Mankus & Marchan, Ltd.
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You have to include ALL your debts, but not current expenses that you are not in arrears with.
Answered on Mar 08th, 2012 at 8:42 PM
Chapter 7 Bankruptcy Attorney serving Clinton, MS
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Timothy Kevin Byrne Attorney at Law
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Yes, you are answering all bankruptcy questions and signing all bankruptcy documents under oath. The Federal government is serious about the taking of an oath to be truthful.
Answered on Mar 08th, 2012 at 4:53 PM
Yes, you must list all your creditors on your schedules, including the ones you may be reaffirming on (mortgages, car loans, etc..). You must even list debts that are not being discharged such as child support and student loans. The only "bills" you do not have to list are ongoing current expenses: utilities, phone, garbage, etc..
Answered on Mar 08th, 2012 at 4:51 PM
Norman Linder Hull
You must include all persons or entities to which you owe a debt or an obligation, no exceptions.
Answered on Mar 08th, 2012 at 4:50 PM
Domestic Relations Attorney serving Huntsville, AL
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Ferguson & Ferguson
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Yes, you have to include all your bills on your bankruptcy petition.
Answered on Mar 08th, 2012 at 4:50 PM
Yes, you cannot "play favorites" among creditors. You must list them all.
Answered on Mar 08th, 2012 at 4:49 PM
Bankruptcy Attorney serving Clayton, GA
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Gary C. Harris, P.A.
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Every one. You can reaffirm those debts you are going to pay.
Answered on Mar 08th, 2012 at 4:49 PM
Bankruptcy Attorney serving Lenexa, KS
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Walden Legal Solutions, LLC
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Yes. Debtors have a responsibility to the Court - such as listing ALL their creditors when filing their bankruptcy case. Under the Bankruptcy Code, there are certain duties that a debtor shall comply with. United States Code: Title 11, Section 521 - Debtor's Duties: "(a) The debtor shall- (1) file- (A) a list of creditors; and . " You must provide a list of ALL of your creditors. This means not only those creditors for which you wish to discharge the debt owed, but also the gas card that you want to keep; your car loan; your mortgage company; the nice local doctor; and yes - even your dad that loaned you $1000 just to get by. Every creditor must receive notice of your bankruptcy, as well as, your intentions. If you intentionally do not list a creditor, it may be considered fraud. Fraud in a federal case can result in not only the dismissal of your case, but also federal fines and penalties.
Answered on Mar 08th, 2012 at 4:41 PM
Bankruptcy Decision Attorney serving San Diego, CA
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Law Office of Daniel G. Shay
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Regular ongoing bills like Electric, Gas & Water are not normally listed. However all debt must be listed.
Answered on Mar 08th, 2012 at 4:38 PM
Appellate Attorney serving Grosse Pointe Farms, MI
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Musilli Brennan Associates, PLLC
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Yes, that is the law.
Answered on Mar 08th, 2012 at 4:34 PM