Do I list premature withdrawals on the monthly income schedule for bankruptcy?

Withdrawals from what? And which income schedule are you referring to, schedule "I" or the Means Test?  They get completely different treatment.  Withdrawals from retirement accounts are generally considered income for purposes of the Means Test Form 22A.   Your question should really be posed to an experienced bankruptcy attorney in your area.  If you are trying to do this yourself, your question is a good indicator of why you should not. Mark Markus has been practicing exclusively bankruptcy law in California since 1991.  He is a Certified Specialist in Bankruptcy Law by the State Bar of California Board of Legal Specialization,  AV-Rated by martindale.com, and A+ rated by the Better Business Bureau.