Your budget should include the debts you pay for reasonable living expenses. If your expenses do not allow you to make the GOOD FAITH TEST, your bankruptcy could be denied. Not having a payment on a car loan is often the difference in being eligible for bankruptcy and getting into trouble. I appreciate that it may be difficult to understand my answer. Which is why you need representation by an experienced attorney and not rely on free advice in an online forum.
Answered on Apr 04th, 2017 at 8:40 AM