First things first: you need to retain a skilled BR lawyer who knows the practices in your district. It's almost always worth the effort. Second, step-up plans are disfavored under the eleven-year old Bankruptcy Reform Act. Third, you do have a fighting chance. You will need evidence to respond to an objection at the hearing on it. Prof of your earnings from the beginning of the job through the week of the hearing. Testimony from the supervisor or owner of the business that what you are earning (or whatever is the truth) is typical, or reasonable to expect you to continue earning. and your BR papers will show what your expenses are, and of course the Means Test must show a final number which you can afford, and when added to your secured and priority claims, pays at least the minimum which in your case you must pay. A lawyer generally makes the whole process much simpler.
Answered on Jul 18th, 2016 at 6:34 AM