Do you have to keep making payments on a car thats been repossessed from you?

Once a vehicle is repossessed the creditor usually sells the vehicle at auction and sues the debtor for the difference of what is oed and what the vehicle sells for. Once that is done, the creditor can ask for a deficiency judgment against the debtor. This judgment can be enforced by wage garnishment or other means allowable by law. Bankruptcy stops all collection efforts and primarily wipes out the deficiency balance.