Does the statute of limitations apply to my credit card debt and creditors? How many years

The statute of limitations is a time-bar against filing a lawsuit.  If the statute has tolled, the creditor will not be able to enforce the agreement.  A breach of a credit card agreement must be filed before the statute tolls.  Each state has differing statutes of limitations, and you should contact a local consumer rights attorney to determine if the statute of limitations has tolled for any debts for which you maybe liable. This is not intended to be legal advice, and is general in its nature. No attorney-client relationship exists or is formed by this information. Furthermore, this does not represent the views or opinions of LexisNexis or its affiliated companies.