Ex really got a mortgage without my signing

I co-owned a property that was refinanced in 2007 without my knowledge or consent. I was not living there at the time. I am on the title deed to the property but this new loan does not have my signature anywhere nor did I sign a warranty deed. I've read everywhere that banks won't refinance without everyone on the deed at least signing the mortgage documents and warranty deed so that they can foreclose, however I never signed anything. Now she is in foreclosure and I received copies of her mortgage note, proving I never signed anything. I understand that this is unusual and I know that I am not legally responsible for her debt, but now there is some issue because I am on the title to the property. I have gotten phone calls from attorneys and banks telling me if I didn't sign a quit claim deed my credit would be affected and other various threats. The most recent one told me I would be liable if anyone got hurt on the property and tried to get me to sign hardship financial paperwork which would be a completely fraudulent claim. She owed me money that I assumed I would get when she refinanced the house, I wasn't concerned with the time going by as I maintained ownership in the property. However now I find that bank gave her all the equity when she refinanced. I feel that I am entitled to the money owed me but could I ever collect this and is the bank liable for anything? How could they give her all that money without my consent? I feel that no one is being honest with me and need to know what recourse I have if any.