QUESTION
FDCPA VIOLATION BY HOA OR COLLECTION AGENCY
Asked on Sep 15th, 2013 on Foreclosures - Florida
More details to this question:
IS A 45 DAY DEMAND NOTICE LEGAL IF IT IS FALSE,INACCURATE,DECEPTIVE,AND EXCEEDS THEIR LEGAL AUTORITY TO TAKE FORECLOSURE ACTION IF THE DEMAND NOTICE IS NOT COMPLIED.MY HOA AMOUNT WAS $ 248.00,BUT THEY STATED $838.00 IN ASSESSMENTS WERE PAST DUE. OVER 3X THE AMOUNT ACTUAL OWED. FL.STATUE 720.3085 STRICTLY REQUIRES IT STATE THE AMOUNT DUE. IF IT WAS A FDCPA VIOLATION AND IF THE NOTICE IS DEFECTIVE ,DOES IT PREVENT RECOVERY OF ATTORNEY FEES
1 ANSWER
Consumer Debt Collector Harassment & Abuse Attorney serving Tampa, FL
Partner at
Tischhauser Law Group
2 Awards
FDCPA may not apply as it does not apply to first party creditors. The Florida FCCPA may apply though. You can call us at 1-800-922-6442 if you would like a FREE consultation on this issue.
Answered on Sep 16th, 2013 at 4:07 PM
All responses are NOT to be considered legal advice nor to be relied upon in any as such nor to establish any form of attorney/client relationship. Opinions expressed are solely informational and not a substitute for proper legal advice provided by a properly retained after thoroughly researching the issues presented.