More details to this question:
Due to Covid-19, I lost my job. I owe somewhere $45,000 in credit debt and I cannot keep up the credit card payment each month. I am married and look into file a chapter 7, If I file a chapter 7, Can I file individual chapter 7 without my spouse?
1 ANSWER
Bankruptcy Attorney serving Burbank, CA
Partner at
Law Office of Mark J. Markus
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Yes, you can file individually without your spouse, but your spouse's income/expenses will factor into the eligibility analysis and her assets and debts will also need to be listed. Whether and to what extent she would be affected by anything will depend on the exact numbers involved.
You need to have a comprehensive consultation with an experienced bankruptcy attorney in your State to go over everything with you and determine what risks and benefits there are.
Answered on May 09th, 2020 at 12:08 PM