Filing chapter 7 bankruptcy

I don't understand your question.  Are you asking if you have to continue making your car payment, or are you asking if it is factored into your budget for eligibility purposes? If it is the former, you must continue making your car payment if you want to keep your car (assuming the creditor to whom you are making the payment has a properly perfected security interest pursuant to applicable state law). You may wish to resubmit your question with more facts and specificity. Mark Markus has been practicing exclusively bankruptcy law in California since 1991.  He is a Certified Specialist in Bankruptcy Law by the State Bar of California Board of Legal Specialization,  AV-Rated by martindale.com, and A+ rated by the Better Business Bureau.