After filing bankruptcy, you can not do anything to affect its legal status. Upon filing bankruptcy ,the cash proceeds belong to the bankruptcy court to the extent you can not claim them as exempt . If it was before , there are many things you could have done but there is no point dwelling on the past.
You have two options at this juncture. I have often used both when I have been successor counsel in these type of situations. The first is to amend your exemptions so that you can protect as much as you can. Second, you may be able to convert to Chapter 13 and pay the money over five years. I have found if you agree to turnover to the Chapter 7 trustee sufficient funds to cover his fees and expenses, the recognition that the Chapter 7 trustee is just doing his job and is entitled to get paid, not withstanding your wish he did not his job so well, is appreciated and it will increase the likelihood of them not objecting to conversion
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